Wednesday, April 14, 2010

BMI FCU Share Secure Visa Credit Card

Special Features
  • Lost or stolen card reporting
  • Worldwide acceptance
  • Online accessible
  • Pay bills online
  • Shop online
  • 25 days of grace period to repay back the balances of purchases
  • 24/7 customer support service
  • Issued by BMI Federal Credit Union
  • Card Category is Visa Card
Fees
  • No annual fee
  • No minimum finance charge
  • Annual interest rate13.90% for Purchases, Balance Transfer and Cash Advances
  • No transaction fees for Purchases
  • No transaction fees for Cash Advances
  • Late payment fee -$ 20.00
  • Returned payment check fee - $25.00

Frequently Asked Questions

How can one apply for BMI FCU Credit Card?

To apply for BMI FCU card one has to fill an application form which is easily available at its website that is www.bayareacu.com or one can go to the nearby bank branch and fill the application form directly.

What requirements you need to fulfil for applying BMI FCU card?

One need to have social security number (SSN), a valid address, and age minimum of 18 years and for more details one can read the terms and conditions of the card or can call customer care centre at 1-800-682-6075.

What should be done in the case if one has some has queries and doubts with BMI FCU secured card?

If one has some queries and doubts one should call the customer care centre for help at 1-800-682-6075 or one can even log onto their website that is www.bayareacu.com

Where can I use BMI FCU Visa Card?

You can use BMI FCU Card at numerous places worldwide where Visa card acceptance is displayed.

Using a BMI FCU Secured card can help in increasing credit limit and score?

In general one can increase its credit ranking by applying for secured cards and paying back the balances of purchases in full and on time, as this payment method is taken in consideration by the bank for deciding upon one’s credit limit, if this payment pattern is maintained than one’s credit score will also be enhanced. For more information on credit limit and credit score you can call customer care at 1-800-682-6075 or can read the fine prints of the card carefully.

Can I use my BMI FCU Credit Card to get cash from ATM’s?

Yes, you can use your BMI FCU Card to get instant cash access through ATMs worldwide which displays Visa Card acceptance.

Monday, April 5, 2010

FRFCU Secured Visa Credit Card

Rates
  1. 20.99% of annual interest rate for purchases, balance transfer and cash advances
  2. Security deposit is $ 300 -$ 5000
  3. Low annual fee of $ 35
  4. 24-30 days of grace period to repay back the balances of purchases
  5. Other Features
  6. Accepted worldwide
  7. Online accessible
  8. Pay bills online
  9. Purchase online
  10. Emergency card replacement
  11. Unparalleled customer service
  12. Credit builder
  13. Cash advances through ATMs
  14. Issued by Financial Resource Federal Credit Union
  15. Card Category is Visa Card

Frequently Asked Questions
Where can I use FRFCU Card?

One can use FRFCU card at millions of locations worldwide where Visa card acceptance is displayed.

How do I report if my FRFCU Secured Visa credit Card is lost or stolen?
As soon as you discover that your credit card is lost or stolen than he should immediately call customer care at 800.933.3280 so that the necessary steps can be taken immediately.

What is required to apply for FRFCU Credit card?

The applicant should be 18 years of age and should be US resident and should have a social security number, a valid address and for more details one can read the fine prints of the card or can customer care centre at 800.933.3280

What is the credit limit offered for FRFCU Visa Credit Card and how it is determined?

A card user should always remember that one's credit account is reviewed occasionally and if they found everything well in place they i.e., if the card user is paying back the balances of purchases well on time than bank can increase the credit line. The minimum credit limit offered is $ 300 and the maximum credit limit one can get is $ 5000. For more information on credit lines visit their website that is www.myfinancialresources.org or call the customer care centre 800.933.3280 for more assistance.

Can I use my FRFCU Credit Card to get cash from ATM’s?
Yes, you can use your FRFCU Card to get instant cash access through ATMs worldwide which displays Visa Card acceptance.