Thursday, July 30, 2009

Iberia Bank

Iberia Bank is the 122 year old subsidiary of Iberia Bank Corporation. As of March 31, 2009 Bank has 5.6 billion in assets. It is the second largest bank with its headquarters at Louisiana. Iberia Bank services include Retail, Personal banking, Mortgage, Cash Management, Commercial, Online banking and Investment services.

The credit cards issued by Iberia Bank are

1)Iberia Bank Visa Classic Card
2)Iberia Bank Visa Gold Card
3)Iberia Bank Visa Platinum card

Iberia Bank Visa Classic Card:

The features of credit card are:

1)It provides an introductory APR of 1.9 % for first 6 billing period
2)Regular APR for purchases can be 8.75% , 12.25%,15.25 % ( typical variable)
3)Grace period provided for repayment of balances for purchases is 25 days
4)Annual fee is none
5)Excellent Credit Required
6)Online access to credit card account information
7)Global acceptance
8)Minimum 6 months length of employment with current employer is required.

Iberia Bank Visa Gold Credit Card: Features of the card are

1)Annual fee is none
2)Excellent Credit Required
3)Online access to credit card account information
4)Global acceptance
5)Minimum 6 months length of employment with current employer is required
6)One can earn 1% in cash back credit on all qualifying purchases
7)No limit on cash back; no expiration date on eligibility for accounts in good standing
8)Up to $500,000 in Travel Accident Coverage
9)1.99% APR for 6 billing periods
10)Apr for Purchases can be 9.75%, 13.25%, or 16.25% (typical variable)
11)Grace Period for repayment of balances for purchases is 25 days

Iberia Bank Visa Platinum Credit Card: Benefits are

1)APR for purchases can be 9.75%, 13.25%, or 16.25%(typical variable)
2)1.99% APR for 6 billing periods
3)Grace Period for repayment of balances for purchases is 25 days
4)Annual fee is none
5)Excellent Credit Required
6)Online access to credit card account information
7)Global acceptance
8)Earn 1 bonus point for every $1 in qualifying net retail purchases
9)Turn points into hotel, travel, gift or experience rewards
10)Up to $1,000,000 for travel accident coverage

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